The recipe for a happy life is to be organized - on my $0 budget (2024)

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March 29, 2011

The recipe for a happy life is to be organized - on my $0 budget

I love cookbooks! I will admit it, I have hundreds of them. Do I use them, not so much. Am I a gourmet chef in the kitchen, not at all! If you call opening a can of condensed soup and adding it to meat and veggies gourmet...well then maybe I am :). So I have hundreds of cookbooks in my kitchen cabinets and what do I do when I need a recipe? Go online and print one off. So I`m left with hundreds of stray pieces of paper with all my favorite recipes on them.

Plus, when I got married, my family has a tradition at the wedding shower to send 2 or 3 blank recipe cards with the invitation. Everyone who is invited, writes down their favorite recipes and brings them with them to the wedding shower. I love this idea and have carried it on for every wedding shower I have hosted. When I had my shower, I was given a lovely recipe book with a teddy bear on it. At the time it might have been cute (not) but I loved the family recipes I received.

[Side note to anyone planning a wedding shower..this goes over really well and you get some amazing recipes. Just send 2 or 3 4x6 index cards, instructions and when people arrive, slip them into a nice photo album. Great gift!]

The recipe for a happy life is to be organized - on my $0 budget (1)

The recipe for a happy life is to be organized - on my $0 budget (2)

So I knew I needed to organize the stray pieces of paper and keep the family recipes without having to type or rewrite everything. This is what I came up with.

The recipe for a happy life is to be organized - on my $0 budget (3)The recipe for a happy life is to be organized - on my $0 budget (4)

I found an old photo album in our office that was destined for charity. It holds 4x6 photos and has a space for descriptions. I cut the printed recipes to fit, slide in the old recipe cards and any other stray bits. In theory I could organize the recipes by type, leaving a couple of pages empty in between so new recipes can be added, but I was far too lazy. This might be a task when I am watching TV one night.

The recipe for a happy life is to be organized - on my $0 budget (5)

The recipe for a happy life is to be organized - on my $0 budget (6)

The recipe for a happy life is to be organized - on my $0 budget (7)

The recipe for a happy life is to be organized - on my $0 budget (8)


Simple solution but it works great! So much neater.

Remember this Friday is my first link party! Please, please, please stop by and share your $0 Budget Craft and Decor ideas no matter how big or how small. If you have something to share but can't make the party, just send me a note and I can post it for you. If you have nothing to share, stop by and see how others are saving money! I hope to see everyone on Friday, April 1st.

Stephanie

Labels:Before and AfterSpend free monthUnder $5Wedding Ideas

Comments

  1. The recipe for a happy life is to be organized - on my $0 budget (9)

    **Anne**March 29, 2011 at 6:38 PM

    Hi Stephanie,
    I have a $0 budget idea to share only it's not craft or decor, it's a gift idea. Would that be acceptable?
    Looking forward to this link party.
    Anne xx

    ReplyDelete

  2. The recipe for a happy life is to be organized - on my $0 budget (10)

    Rosie @ RosieBearMarch 29, 2011 at 7:01 PM

    I send the blank index cards for wedding showers too! I've extended the tradition to baby showers... I send an index card with the title "the one baby tip I wish I had known..." or "be sure to do the following before baby comes..." depending on the guest list.

    -Rosie

    ReplyDelete

  3. The recipe for a happy life is to be organized - on my $0 budget (11)

    Lyndee @ A Recovering Craft HoarderMarch 29, 2011 at 11:04 PM

    I love simple ideas and this one fits the bill. I have these photo books sitting in my basement and plenty of recipes to fill them. Thanks for the great idea.

    ReplyDelete

  4. The recipe for a happy life is to be organized - on my $0 budget (12)

    JessMarch 30, 2011 at 10:12 AM

    I adore this idea. How great is that? I will have to find a way to do the recipe card gifting soon!

    ReplyDelete

  5. The recipe for a happy life is to be organized - on my $0 budget (13)

    Amy K @ Chestnut Tree LaneMarch 30, 2011 at 12:54 PM

    So funny, I just bought binders and plastic covers to help control my recipe printouts.

    ReplyDelete

  6. The recipe for a happy life is to be organized - on my $0 budget (14)

    ChristineFebruary 3, 2012 at 12:17 PM

    I'm a little (ok a lot) late to this discussion, but I came across your post and wanted to share a cookbook recipe tip...I am in love with the website http://www.eatyourbooks.com

    The site indexes popular cookbooks, magazines, and blogs so you can create a virtual "bookshelf" and then search for recipes within your own specific collection. (They have magazines & blogs as well, in addition to other features that allow you to index your own recipes if you want to put a little extra time & effort into it).

    This does not fit your "$0 budget" (it's $2.50/month or $25 a year), but if you have cookbooks going to waste because it's easier to search online than to search your cookbooks, this is a perfect way to have the best of both worlds! But, come to think of it, they do have a $0 "trial" which limits the number of books you can add to your shelf to 5. This is a great way to see how the whole thing works and there is no time limit like a lot of other trials.

    P.S. I am not affiliated with this site, just an extremely happy member :)

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The recipe for a happy life is to be organized - on my $0 budget (2024)

FAQs

How to get rich ramit sethi budget? ›

Sethi's Conscious Spending Plan
  1. Fixed Costs. According to Sethi, 50-60% of take home pay should be put toward fixed costs. ...
  2. Investments. 10% of your pay should go to investments. ...
  3. Savings. 5%-10% of take-home pay should go toward savings. ...
  4. Guilt-Free Spending.
Jan 13, 2024

What is the 50 30 20 rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is the zero-based budgeting method? ›

What Is Zero-Based Budgeting? Zero-based budgeting is when your income minus your expenses equals zero. Perfect name, right? So, if you make $5,000 a month, everything you give, save or spend should add up to $5,000. Every dollar that comes in has a purpose, a job, a goal.

How do you complete a zero-based budget Dave Ramsey? ›

You just need to cut expenses until your income minus your expenses equals zero. (Hint: Start with those Eating Out and Entertainment budget lines.) You can also get a side hustle or work overtime. Just remember—if you increase your income, don't increase your spending!

What is the income rule for Ramit Sethi? ›

Save 10%, Invest 20% of Gross Annual Income

Once that is built up, you can move on to a high-yield savings account. For me, this is a personal commitment to my future. I suggest you have a portion of every paycheck automatically directed to this account, sight unseen.

What is the 40 30 20 10 rule? ›

The most common way to use the 40-30-20-10 rule is to assign 40% of your income — after taxes — to necessities such as food and housing, 30% to discretionary spending, 20% to savings or paying off debt and 10% to charitable giving or meeting financial goals.

How to budget $4000 a month? ›

How To Budget Using the 50/30/20 Rule
  1. 50% for mandatory expenses = $2,000 (0.50 X 4,000 = $2,000)
  2. 30% for wants and discretionary spending = $1,200 (0.30 X 4,000 = $1,200)
  3. 20% for savings and debt repayment = $800 (0.20 X 4,000 = $800)
Oct 26, 2023

How much savings should I have at 50? ›

By age 35, aim to save one to one-and-a-half times your current salary for retirement. By age 50, that goal is three-and-a-half to six times your salary. By age 60, your retirement savings goal may be six to 11-times your salary. Ranges increase with age to account for a wide variety of incomes and situations.

How much should rent be of income? ›

Generally, experts recommend spending no more than 30% of monthly pre-tax income on housing. However, it's not always that simple. According to the U.S. Census Bureau, between 2017 and 2021, over 40% of renter households (19 million) spent more than 30% of their income on rent.

How to budget with no money? ›

Budgeting When You're Broke
  1. Avoid Immediate Disasters. ...
  2. Review Credit Card Payments and Due Dates. ...
  3. Prioritizing Bills. ...
  4. Ignore the 10% Savings Rule, For Now. ...
  5. Review Your Past Month's Spending. ...
  6. Negotiate Credit Card Interest Rates. ...
  7. Eliminate Unnecessary Expenses. ...
  8. Journal New Budget for One Month.

What are the four walls? ›

In a series of tweets, Ramsey suggested budgeting for food, utilities, shelter and transportation — in that specific order. “I call these budget categories the 'Four Walls. ' Focus on taking care of these FIRST, and in this specific order… especially if you're going through a tough financial season,” the tweet read.

What is pay yourself first? ›

"Pay yourself first" means when you get paid, you should try to put money away in your own savings before you spend money on anything else, whether it's your regular monthly living expenses or discretionary purchases.

What are the disadvantages of EveryDollar? ›

The Cons of EveryDollar

There is a paid option that will upload your transactions for you, but it comes with a $129.99 annual fee. This can be a lot of money to pay for a little extra convenience, especially if you're trying to cut your spending. Plus, some people find the software lacking in certain areas.

What are the disadvantages of zero-based budgeting? ›

The disadvantages of zero-based budgeting include the possibilities of resource intensiveness, being manipulated by savvy managers, and bias toward short-term planning.

How to budget $5000 a month? ›

Example of a 50-30-20 budget

Here's an example of budgeting using the 50-30-20 rule. If you bring home $5,000 after-tax each month, according to the rule you'd split your income as follows: $2,500: 50% of your income, is allocated towards necessities — rent, utilities and groceries.

How did Ramit Sethi make his money? ›

Ramit Sethi's net worth is over $25 million. Most of his wealth is created from his online businesses, including I Will Teach You To Be Rich, Growth Lab, premium online courses, etc.

How much should fixed costs be in Ramit? ›

Fixed costs: These costs should total no more than 50% to 60% of your take home pay. They may include things like rent, mortgage payments, utilities and debts. If you spend more than 60% of your income here, you may need to re-evaluate your budget.

What is the best budget to build wealth? ›

We recommend the popular 50/30/20 budget to maximize your money. In it, you spend roughly 50% of your after-tax dollars on necessities, including debt minimum payments. No more than 30% goes to wants, and at least 20% goes to savings and additional debt payments beyond minimums. We like the simplicity of this plan.

What is the 60 20 20 budget rule? ›

Put 60% of your income towards your needs (including debts), 20% towards your wants, and 20% towards your savings. Once you've been able to pay down your debt, consider revising your budget to put that extra 10% towards savings.

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